From the category archives:

Saving

Strategic Planning?

by mapgirl on August 16, 2010

My boyfriend is the best. He knows about this blog. He knows that money gives me anxiety even when I am flush with it in my fat little fists. He is always supportive of me no matter what I decide to do. He only shows his exasperation with me 10% of the time. I am [...]

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Nifty Way to Spend Your Tax Refund

by mapgirl on February 14, 2010

I’m sure by now everyone’s seen Mrs. Micah’s totally awesome Mammoth 2009 Tax Credit & Deduction List. You can also get your tax refund split between multiple bank accounts, which has been available for a few years now.
But as of 2010, your tax refund can now be split and routed to the US Treasury Department [...]

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Strategizing the Future

by mapgirl on February 12, 2010

I’m having some professional difficulty right now and I feel like quitting and finding a new job. Unfortunately, I don’t have an emergency fund to float me during a period of unemployment. I have the windfall from the sale of my car and my tax refund which won’t be coming for a while since I [...]

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2010 Goals

by mapgirl on January 29, 2010

Like Grace says, it looks a lot like last year.
2010 Goal #1
Pay down credit card debt by $5000
2010 Goal #2
Fill the Save-O-Meter to $4K
2010 Goal #3
Save $10K in my 401k plan
I’ve modified my ambitions this year because well, just like Grace says, I make my goals the same as every year because I don’t meet [...]

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How Well Has Your Retirement Rebounded?

by mapgirl on October 23, 2009

The Wall Street Journal featured an article about retirement accounts rebounding.
If you’ve looked at your investments lately, you might be surprised at how much they have rebounded as the Dow Jones Industrial Average has climbed back above 10000, especially if you’ve got a healthy mix of stocks and bonds and you’ve continued to make new [...]

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My Checking and Savings System

by mapgirl on August 10, 2009

NCN recently asked what is your checking and savings system?
I have three checking accounts and two savings accounts. Let me explain.
I have a checking account at Bank #1 because it was convenient at the time. I forget entirely why that was now. But when I bought my condo, I needed a cashier’s check and Bank [...]

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Life is a Challenge

by mapgirl on July 29, 2009

My boyfriend’s mother was laid off recently. It’s sad because she works for a prominent national charity as a fund raiser, and busted her chops to bring in the money in a down market, but even so, they let her go in a mix of layoffs and office politics. This is her second lay off [...]

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Whoa Nellie!

by mapgirl on November 20, 2008

The market is down and I checked my 401k/Retirement balances today. I’m down by 1/3rd. LOL.
All you can do now is laugh, else you’ll cry. Plus I have 30+ years to go till retirement.
Save, Save, Save!

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My First Charge-Off on Prosper

by mapgirl on October 30, 2008

I knew this was coming. Earlier this year the borrower was late on a payment for the second time, so I decided to ping him with an email asking if everything was ok since he was late again. He said things were tough but he made his payment and brought his account current.
I wasn’t sure [...]

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