Just tidbits about money and finance.
From the category archives:
I’m sure by now everyone’s seen Mrs. Micah’s totally awesome Mammoth 2009 Tax Credit & Deduction List. You can also get your tax refund split between multiple bank accounts, which has been available for a few years now.
But as of 2010, your tax refund can now be split and routed to the US Treasury Department [...]
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I’m having some professional difficulty right now and I feel like quitting and finding a new job. Unfortunately, I don’t have an emergency fund to float me during a period of unemployment. I have the windfall from the sale of my car and my tax refund which won’t be coming for a while since I [...]
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Like Grace says, it looks a lot like last year.
2010 Goal #1
Pay down credit card debt by $5000
2010 Goal #2
Fill the Save-O-Meter to $4K
2010 Goal #3
Save $10K in my 401k plan
I’ve modified my ambitions this year because well, just like Grace says, I make my goals the same as every year because I don’t meet [...]
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The Wall Street Journal featured an article about retirement accounts rebounding.
If you’ve looked at your investments lately, you might be surprised at how much they have rebounded as the Dow Jones Industrial Average has climbed back above 10000, especially if you’ve got a healthy mix of stocks and bonds and you’ve continued to make new [...]
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NCN recently asked what is your checking and savings system?
I have three checking accounts and two savings accounts. Let me explain.
I have a checking account at Bank #1 because it was convenient at the time. I forget entirely why that was now. But when I bought my condo, I needed a cashier’s check and Bank [...]
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My boyfriend’s mother was laid off recently. It’s sad because she works for a prominent national charity as a fund raiser, and busted her chops to bring in the money in a down market, but even so, they let her go in a mix of layoffs and office politics. This is her second lay off [...]
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The market is down and I checked my 401k/Retirement balances today. I’m down by 1/3rd. LOL.
All you can do now is laugh, else you’ll cry. Plus I have 30+ years to go till retirement.
Save, Save, Save!
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I knew this was coming. Earlier this year the borrower was late on a payment for the second time, so I decided to ping him with an email asking if everything was ok since he was late again. He said things were tough but he made his payment and brought his account current.
I wasn’t sure [...]
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Sistah Ant wrote me a comment the other day on my post about Laddered Annuities.
“I am so jealous that your parents are forward-thinking savers. I wish mine were! In their mid-50’s, they have no savings, and they’ve just started investing, and they have small pensions from employers, but they have absolutely no plans to retire, [...]
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I cannot believe I am saying this. But for the second time in my life, I’m buying bonds.
I only bought them once before for ‘diversity’ but I didn’t get much out of holding them at the time, and it was when I was putting in 3% of my salary and allocating about 5-10% to a [...]
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