From the category archives:

Interest Rates

Lending Club is Driving Me Nuts

by mapgirl on July 9, 2009

1) I can’t invest in Lending Club because DC lenders are not allowed. Don’t ask me how another DC PF blogger does it. I assume they began their account while living outside the District.
2) Because I moved recently, they can’t even verify my identity to be a borrower so I can make some blog fodder [...]

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Where Are Interest Rates Headed?

by mapgirl on June 18, 2009

I need a clue into Ben Bernanke’s brain or be a fly on the wall of an FOMC meeting.
In Virginia, I have to pay out simple interest on a security deposit if my tenant stays more than 13 months in my rental unit. The renter I have selected wants to stay for two years, though [...]

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I don’t know about you, but I left college with about $20-25K in loans. It’s been so long I forgot the exact amount. But I do remember that my freshman year of college cost about $19K for tuition and another $7K for room and board (19-meal plan).
I just ran across a NYTimes article and in [...]

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Non-Toxic Credit Card Debt

by mapgirl on April 14, 2009

I ran the numbers on my credit card debt. It’s crazy low. Between balance transfer special offers and low rates on my HELOC (where I have some transferred), I don’t have ‘toxic debt’. I’m in a hurry to pay it off because I really just want to get rid of it, but all things being [...]

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DC Sues CashPoint for Unfair Practices

by mapgirl on March 20, 2009

The press release is here.
Attorney General Peter J. Nickles announced today that the District has filed suit against CashPoint, a money lender that issues consumer loans by securing a motor vehicle title. CashPoint is operated under the Virginia based corporation, Dominion Management Services, Inc.
The District’s suit alleges that in making loans to DC consumers, [...]

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How’s My Prosper Doing Lately?

by mapgirl on October 17, 2008

Rich Slick at Get Rich Slick asks what happened to all the Prosper blogs. My reply:

Prosper.com is paying out better than my high yield savings account, but I don’t have much invested there and it has yet to break even now that one loan is seriously delinquent.
In further detail, you can see my stats on [...]

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The Current State of Affairs

by mapgirl on October 8, 2008

Well, I was feeling lucky last week, but now BRKB is sliding with the rest of the market and I am officially in the red with all of my retirement accounts. This means everything is shrinking in value, and not that I’m actually in debt. Which I am. But not against those accounts. I don’t [...]

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Drat!

by mapgirl on September 11, 2008

I have a very small CD holding at ING Direct. I’m slightly cheesed off that it renewed about a week before they raised their CD rates. It’s a small thing to be annoyed about. I mean, the interest lost is probably only a dollar over the term of the CD, but every penny counts when [...]

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Future Thinking

by mapgirl on September 10, 2008

I just got a bank statement in the mail and I realized I have six more years to pay off about $30K on my HELOC. It’s a long story, but that’s not the original balance. It’s much more. One day when I’m in true confessions mode, I might post about it, but not now.
What really [...]

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Check Your Interest Rates

by mapgirl on April 22, 2008

Wow. The economy must be doing some funky things because my credit card interest rates are going DOWN. Meanwhile, my limits are going UP.
I reported that I have 11.99% APR debt right now, but the statement came in the mail recently and it’s actually at 11.24% APR. I’m thinking I can call them up and [...]

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