by mapgirl on August 18, 2010
Six years ago, I closed on my condo. It’s been an interesting ride.
Let’s recap some highlights:
1. Flooded kitchen due to dishwasher problem in unit above mine. (Drain flooded and poured down into my dishwasher and spilled out onto the floor.)
2. Water damage from the exterior windows due to poor maintenance by HOA.
3. Collapsed bathroom ceiling [...]
by mapgirl on January 28, 2010
Despite what people say about DC real estate being more insulated from hits the closer you get to the White House, that just mean’s you aren’t getting slammed with 30% reductions in value.
I took a massive hit over last year, 13.2%. I’m now down to $129,000 in value on my condo and officially underwater as [...]
by mapgirl on July 21, 2009
Comment from Reader Slinky:
My mum recently asked me for a loan (and isn’t THAT weird?) and I felt really bad to say no. If I had the money and felt secure, she’s one of the few people that I’d give that money to in a heartbeat. But the economy is iffy, my job was [...]
by mapgirl on June 9, 2009
My contractor is done. We discussed one more additional improvement and it’s another $110 for it. That brings the total contractor bill to $745.
There was a brief moment of panic with my new dishwasher installation. There was a small leak after installation and it looked like it was coming from inside the machine. But after [...]
by mapgirl on May 26, 2009
That’s $360 for movers for 3 hours and a tip. $450 for a new dishwasher at Sears. That includes a 5% discount for using boyfriend’s Sears card. And another $70 for paint and some more supplies at Home Depot.
We also ate dinner out twice over the holiday weekend. The first check was for Chevy’s about [...]
by mapgirl on May 22, 2009
The overall concept of this list is that samples save you money and effort. Buy a small amount before you commit to a larger purchase.
1. You can buy individual stick-on tiles and move them around the floor to figure out which one looks best.
2. You can buy small jars of paint which are a few [...]
by mapgirl on May 4, 2009
Enough Wealth asks:
When you say “I am underwater on my mortgage. I cannot possibly sell my condo right now. Renting is my best option.” Is that simply because you would make a loss by selling up (eg. have to take out a personal loan to settle the mortgage balance)?
If so, think through the option of [...]
by mapgirl on April 27, 2009
Seriously. I have no idea what to do with my money. I didn’t meet my goals last year. I’m falling on my face with this year’s goals. Since starting this blog I have only paid down about $5K in credit card debt (over 2.5 years).
My boyfriend has asked me to move in. I’m pretty excited [...]
by mapgirl on March 6, 2009
Because it’s sure not going to help me.
I did the math on this one. Back in 2004 when I bought my condo, I was making about half of what I make now. My mortgage and HOA fees were slightly lower than they are now, but I was paying out 32% of my gross pay for [...]
by mapgirl on January 22, 2009
So I got my county real estate assessment for this year. It’s $148,600. That’s $5K less than last year. Quite a hit to my net worth calculations to start off 2009. It’s a good thing that I don’t make net worth targets goals for myself, otherwise I’d have started off the new year poorly.
I still [...]