Just tidbits about money and finance.
From the category archives:
2010 Goal #1
Pay down credit card debt by $5000
PASS – I paid the minimum in July as I said I would. I do know that in August, I am going to pay more than than the minimum, but not much. I am still on target to pay off one card at the end of [...]
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2010 Goal #1
Pay down credit card debt by $5000
PASS – I am still on target to pay off one card at the end of this year. I am moving my Debt-O-Meter to 35% because I’ve been at that figure for the last month. I’m going to pay the minimum for the next two months while [...]
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2010 Goal #1
Pay down credit card debt by $5000
PASS – There is a specific credit card I have in mind for this goal. I am on target to pay off that card by December 1st. I am on track with this, despite the hard time last month.
2010 Goal #2
Fill the Save-O-Meter to $4K
I considered this [...]
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Like Grace says, it looks a lot like last year.
2010 Goal #1
Pay down credit card debt by $5000
2010 Goal #2
Fill the Save-O-Meter to $4K
2010 Goal #3
Save $10K in my 401k plan
I’ve modified my ambitions this year because well, just like Grace says, I make my goals the same as every year because I don’t meet [...]
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*evil glare*
I’m looking at you Citicard. I’m looking at your Platinum Rewards Card and the mega 15.99% APR on balances after Christmas. Yes, I did get the notification of increase, but no, I did not realize that it would be quite this high. It must have slipped my mind after the holidays spent in sunny [...]
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First off, you want to use the free service at AnnualCreditReport.com. (Yes, that is the right link. No, I don’t make any money if you click it.)
During my credit counseling sessions we advise our clients not to use TransUnion because they force you to sign up and create an account. Because we are in a [...]
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When my sibling asked me for a bridge loan last week, the only way for me to help was to take out a balance transfer for a low APR. But then my sibling emails me and lets me know it’s not needed anymore.
Well I’m now wigging out about a large balance transfer request in process. [...]
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I got a happy call today from my boss. I was nominated for an award at work for being a stellar brownie. It was approved by upper management and I’ll be receiving $1500.00 on my next paycheck. After taxes and 401k deductions, I should end up with about $800-900.
The question for you is:
Should I snowflake [...]
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Well whaddya know. Bank of America cut my credit limit from $13+K to $7.5K.
It took me 5 months to notice because I carry zero balance on that card so I don’t get a paper statement for it. I needed to change the address on the account when I realized that the limit was lower. It’s [...]
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I ran the numbers on my credit card debt. It’s crazy low. Between balance transfer special offers and low rates on my HELOC (where I have some transferred), I don’t have ‘toxic debt’. I’m in a hurry to pay it off because I really just want to get rid of it, but all things being [...]
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