2009 Goal #1
Pay down credit card debt by December 31
An improvement over last month so no complaints. Would have been better if I restrained myself in New York City and skipped a shopping trip but that didn’t happen. At least I put it on a charge plate so I didn’t pay interest on it.
2009 Goal #2
Fill the Save-O-Meter to $4K
No improvement. But since saving is easier for me than paying down debt, I might have to make this my top priority for the rest of the year.
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{ 2 comments… read them below or add one }
Hey, at least you’re being hones with yourself and keeping track. Much more than we can say for some others out there
Keeping score is one of the most important parts of life. It helps to keep us focused and to keep our eye on the target.
Since you find saving easier than paying down debt, save up enough to pay off your debt. Make it a focus to get your savings up quickly and then you can pay off the debt in one fell swoop.
Not the traditional advice you would get but if it works for you that is all that matters.