Well, there’s not much to say. It’s down. Big surprise. Whose isn’t?
Main thing is that it’s not down by some tragic amount month over month. It’s up for the year by 13% so I am glad about that.
There are $400 in checks from my insurance company I have to deposit and I have yet to finish buying all my Christmas gifts this year, but that nets out about even.
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Actually, my net worth is up. Lots of people view their holdings on an individual basis, but if they view in total (Assuming they have a diversified portfolio)they may see they are actually going up in the world.
I have some stocks who are doing poorly right now; though I very much expect them to recover. However, others are doing well, and are putting me ahead.
November – December is a big spending time for people, but doing it wisely can help even your net worth, and not put a huge dent in your future happiness.
My net worth is up this month, but it’s for a bad reason. I don’t have a lot of exposure to the market because I just really started investing a year ago. Or in other words, other people have a real retirement savings, and I hardly have one yet.