From the monthly archives:

October 2008

Happy Halloween! (Paycheck Challenge Update)

by mapgirl on October 31, 2008

Greetings! I hope all you happy goblins out there have a great Halloween today. We’ve got major festivities at work and free lunch! I expect to be sugar high later, so let me update you now.
I did great with the challenge by eating leftovers and really cheap lunches. I did raid my home piggy bank [...]

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My First Charge-Off on Prosper

by mapgirl on October 30, 2008

I knew this was coming. Earlier this year the borrower was late on a payment for the second time, so I decided to ping him with an email asking if everything was ok since he was late again. He said things were tough but he made his payment and brought his account current.
I wasn’t sure [...]

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GO PHILLIES!

by mapgirl on October 30, 2008

I had a conversation this morning with a co-worker from around Scranton. He said to me that if only the Eagles could win now that the city’s curse has been broken. I said, that would be cool, but very sad. The only person I know with a PSL for the Eagles was my friend, JB, [...]

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Easy Paycheck Challenge

by mapgirl on October 29, 2008

I get paid on Friday. I have $69.23 left in my checking account. It’s been that way since Monday night.
I wanted to use the rest of the money to buy much lunches this week (with lunch provided on Halloween) and top off my gas tank. Boyfriend bought me half a tank on Sunday because I [...]

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Knitting for Comfort

by mapgirl on October 28, 2008

This barely has anything to do with personal finance, except at the end where this year’s expenditure on knitting is listed. Scroll to the last paragraph if you want to know what a bad spendthrift I’ve been or not.
All my current shawls are shedding. This annoys me at work. I like a pretty shawl to [...]

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What is the price of Vanity?

by mapgirl on October 27, 2008

It’s $180.71.
That’s the tally for 2 Maidenform bras and two pairs of jeans (Buffalo by David Bitton and Lucky). (Who the heck is David Bitton?) And that was on SALE. EEK. Macy’s was having a fall sale on clothes and so the bras were a good deal. I got them for 40% off their original [...]

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Car Repair Report

by mapgirl on October 24, 2008

I took the car in yesterday for my state emissions and inspection with a side of oil change and tire rotation. I also asked them to check out a rattle that has been driving nuts for weeks. We couldn’t quite tell where it was coming from, just somewhere on the passenger side.
Let’s review:
It’s a 2001 [...]

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A No Spend Day & Contesting Parking Tickets in DC

by mapgirl on October 23, 2008

I worked from home yesterday and again today. I spent absolutely nothing yesterday because I didn’t leave the house at all. I didn’t even run to the mailbox because that would mean I’d have to put on some shoes.
This morning I took my car into the shop to get inspected, change the oil, and rotate [...]

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Free Debt Reduction Tool

by mapgirl on October 22, 2008

As much as I love Quicken, I like finding free online tools I can suggest to my personal finance counseling clients. While browsing resources for counselors, I found the Utah State University Extension site PowerPay.
Basically it’s a no-frills debt management program that allows a person to enter their debts and interest rates and develop a [...]

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Big Credit Card Debt Moves

by mapgirl on October 21, 2008

Alrighty, with this fabulous new credit limit increase on one of my cards, I decided to shop around a bit. There’s a few things I’ve been doing lately and observations I wanted to share.
1. I have a few other credit cards, but I never charge them up. Lately I’ve been spreading things around to get [...]

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