Check Your Interest Rates

Wow. The economy must be doing some funky things because my credit card interest rates are going DOWN. Meanwhile, my limits are going UP.

I reported that I have 11.99% APR debt right now, but the statement came in the mail recently and it’s actually at 11.24% APR. I’m thinking I can call them up and try to leverage it down to single digits.

If you haven’t called your companies yet to lower your rate, you might want to do that now since rates are dropping.

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This entry (permalink) was posted on Tuesday, April 22nd, 2008 at 7:48 AM by mapgirl and categorized in Credit Cards, Debt, Interest Rates.

Comments (3) left to “Check Your Interest Rates”

  1. budgets are sexy wrote:

    that’s pretty interesting! you want to hear something even CRAZIER?

    My credit card rate is now LOWER than my 1st mortgage! haha…. My c/c is set at prime + 0.00, which is @ 5.25.

    crazy right?

    Posted on 22-Apr-08 at 10:52 am | Permalink

  2. Sistah Ant wrote:

    thanks for the reminder. i bet if i still had balances, i’d have remembered on my own.

    Posted on 22-Apr-08 at 9:30 pm | Permalink

  3. HS wrote:

    I agree my rates are going down! CITI was 14.240 year and half ago, today its at 11.240!

    Helps me with debt!!

    HS

    Posted on 24-Apr-08 at 2:37 pm | Permalink

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