<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
		>
<channel>
	<title>Comments on: Ethical Decision Making in Personal Finance</title>
	<atom:link href="http://www.mapgirl.net/mfc/2007/10/05/ethical-decision-making-in-personal-finance/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.mapgirl.net/mfc/2007/10/05/ethical-decision-making-in-personal-finance/</link>
	<description>Just tidbits about money and finance.</description>
	<lastBuildDate>Thu, 18 Mar 2010 03:18:22 -0500</lastBuildDate>
	<generator>http://wordpress.org/?v=2.9.1</generator>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
		<item>
		<title>By: mapgirlsfiscalchallenge</title>
		<link>http://www.mapgirl.net/mfc/2007/10/05/ethical-decision-making-in-personal-finance/comment-page-1/#comment-180426</link>
		<dc:creator>mapgirlsfiscalchallenge</dc:creator>
		<pubDate>Mon, 08 Oct 2007 03:39:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.mapgirl.net/mfc/2007/10/05/ethical-decision-making-in-personal-finance/#comment-180426</guid>
		<description>Single Ma - That comment got eaten b/c of spam filters. I passed it through though. Through one of the articles on Locks of Love, I found out they sell it for $4 a ponytail of hair. I&#039;ll be asking them for a receipt for $4. But truthfully, I am pretty sure they could get more for it if I had cut more off.

English Major - I wrote &#039;studied apathy&#039; because I truly didn&#039;t care. It was deliberate on my part not to research the organization like I usually would, hence the use of the past tense. It&#039;s only now that I care about it since someone pointed it out. Otherwise, I would have gone on not caring about where the hair went at all. I never would have stopped to consider it because trash to me.</description>
		<content:encoded><![CDATA[<p>Single Ma &#8211; That comment got eaten b/c of spam filters. I passed it through though. Through one of the articles on Locks of Love, I found out they sell it for $4 a ponytail of hair. I&#8217;ll be asking them for a receipt for $4. But truthfully, I am pretty sure they could get more for it if I had cut more off.</p>
<p>English Major &#8211; I wrote &#8217;studied apathy&#8217; because I truly didn&#8217;t care. It was deliberate on my part not to research the organization like I usually would, hence the use of the past tense. It&#8217;s only now that I care about it since someone pointed it out. Otherwise, I would have gone on not caring about where the hair went at all. I never would have stopped to consider it because trash to me.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Erin</title>
		<link>http://www.mapgirl.net/mfc/2007/10/05/ethical-decision-making-in-personal-finance/comment-page-1/#comment-179601</link>
		<dc:creator>Erin</dc:creator>
		<pubDate>Sun, 07 Oct 2007 13:31:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.mapgirl.net/mfc/2007/10/05/ethical-decision-making-in-personal-finance/#comment-179601</guid>
		<description>I never knew there was controversy over Locks of Love. I sent off 11 inches of my hair to them last year. I had been growing it out for awhile just for them. I did get a certificate back from for the donation, but there was a place on the submission to check whether or not I wanted a certificate. I&#039;m sorry you didn&#039;t get any acknowledgement from them :(</description>
		<content:encoded><![CDATA[<p>I never knew there was controversy over Locks of Love. I sent off 11 inches of my hair to them last year. I had been growing it out for awhile just for them. I did get a certificate back from for the donation, but there was a place on the submission to check whether or not I wanted a certificate. I&#8217;m sorry you didn&#8217;t get any acknowledgement from them <img src='http://www.mapgirl.net/mfc/wp-includes/images/smilies/icon_sad.gif' alt=':(' class='wp-smiley' /> </p>
]]></content:encoded>
	</item>
	<item>
		<title>By: ms. m&#38;p</title>
		<link>http://www.mapgirl.net/mfc/2007/10/05/ethical-decision-making-in-personal-finance/comment-page-1/#comment-178308</link>
		<dc:creator>ms. m&#38;p</dc:creator>
		<pubDate>Sat, 06 Oct 2007 14:15:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.mapgirl.net/mfc/2007/10/05/ethical-decision-making-in-personal-finance/#comment-178308</guid>
		<description>I&#039;m chiming in late and there are a lot of issues here to respond to...but other commentors and you have covered them well so I&#039;ll stay mum.  

I did want to say that I appreciate that Locks of Love gives wigs to children with alopecia.  Alopecia often makes hair loss permanent and the ridicule they endure at school is horibble. In my job, I&#039;ve worked with some children with the disease.  I&#039;ve heard stories about schools not letting the kids wear hats or scarves due to dress codes so they have go bald all day unless they have a wig (strange logic, I know).  There is little understanding of the disease so the kids may be treated oddly by their peers and teachers.  With wigs, they can fit in much better and acclimate.  You&#039;re right--they are SO deserving--and again, this is a permanent condition for most of them.</description>
		<content:encoded><![CDATA[<p>I&#8217;m chiming in late and there are a lot of issues here to respond to&#8230;but other commentors and you have covered them well so I&#8217;ll stay mum.  </p>
<p>I did want to say that I appreciate that Locks of Love gives wigs to children with alopecia.  Alopecia often makes hair loss permanent and the ridicule they endure at school is horibble. In my job, I&#8217;ve worked with some children with the disease.  I&#8217;ve heard stories about schools not letting the kids wear hats or scarves due to dress codes so they have go bald all day unless they have a wig (strange logic, I know).  There is little understanding of the disease so the kids may be treated oddly by their peers and teachers.  With wigs, they can fit in much better and acclimate.  You&#8217;re right&#8211;they are SO deserving&#8211;and again, this is a permanent condition for most of them.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Roundup for the Week Ending October 6 on Consumerism Commentary: A Personal Finance Blog</title>
		<link>http://www.mapgirl.net/mfc/2007/10/05/ethical-decision-making-in-personal-finance/comment-page-1/#comment-178289</link>
		<dc:creator>Roundup for the Week Ending October 6 on Consumerism Commentary: A Personal Finance Blog</dc:creator>
		<pubDate>Sat, 06 Oct 2007 13:42:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.mapgirl.net/mfc/2007/10/05/ethical-decision-making-in-personal-finance/#comment-178289</guid>
		<description>[...] Ethical Decision Making in Personal Finance. Mapgirl wants to make the best use of her cut ponytail. Locks of Love is drawing criticism for the organization&#8217;s choices in follicular generosity, but I agree with Mapgirl&#8217;s point of view. [...]</description>
		<content:encoded><![CDATA[<p>[...] Ethical Decision Making in Personal Finance. Mapgirl wants to make the best use of her cut ponytail. Locks of Love is drawing criticism for the organization&#8217;s choices in follicular generosity, but I agree with Mapgirl&#8217;s point of view. [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Marie</title>
		<link>http://www.mapgirl.net/mfc/2007/10/05/ethical-decision-making-in-personal-finance/comment-page-1/#comment-177658</link>
		<dc:creator>Marie</dc:creator>
		<pubDate>Sat, 06 Oct 2007 03:29:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.mapgirl.net/mfc/2007/10/05/ethical-decision-making-in-personal-finance/#comment-177658</guid>
		<description>The first time I donated to Locks of Love I specifically had to request a thank you note for my hair. I donated in March of this year and they automatically sent me a thanks. It was also a lot classier than the first.</description>
		<content:encoded><![CDATA[<p>The first time I donated to Locks of Love I specifically had to request a thank you note for my hair. I donated in March of this year and they automatically sent me a thanks. It was also a lot classier than the first.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Mrs. Micah</title>
		<link>http://www.mapgirl.net/mfc/2007/10/05/ethical-decision-making-in-personal-finance/comment-page-1/#comment-177287</link>
		<dc:creator>Mrs. Micah</dc:creator>
		<pubDate>Fri, 05 Oct 2007 23:07:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.mapgirl.net/mfc/2007/10/05/ethical-decision-making-in-personal-finance/#comment-177287</guid>
		<description>I think it&#039;s better to give it to LoL than nobody. I also think that if it goes to LoL, it&#039;ll do good for someone. I say, go for it.

It&#039;s sad that people are getting angry with you because they think you&#039;re not making the _best possible_ decision. Sometimes making a good one is enough, especially with small things. It&#039;s not like you&#039;re sending them a million dollars...that would have to be thoroughly researched and such.

I think what you&#039;re doing is good and I hope you can start feeling good about it. :-)</description>
		<content:encoded><![CDATA[<p>I think it&#8217;s better to give it to LoL than nobody. I also think that if it goes to LoL, it&#8217;ll do good for someone. I say, go for it.</p>
<p>It&#8217;s sad that people are getting angry with you because they think you&#8217;re not making the _best possible_ decision. Sometimes making a good one is enough, especially with small things. It&#8217;s not like you&#8217;re sending them a million dollars&#8230;that would have to be thoroughly researched and such.</p>
<p>I think what you&#8217;re doing is good and I hope you can start feeling good about it. <img src='http://www.mapgirl.net/mfc/wp-includes/images/smilies/icon_smile.gif' alt=':-)' class='wp-smiley' /> </p>
]]></content:encoded>
	</item>
	<item>
		<title>By: jennifer</title>
		<link>http://www.mapgirl.net/mfc/2007/10/05/ethical-decision-making-in-personal-finance/comment-page-1/#comment-177168</link>
		<dc:creator>jennifer</dc:creator>
		<pubDate>Fri, 05 Oct 2007 21:26:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.mapgirl.net/mfc/2007/10/05/ethical-decision-making-in-personal-finance/#comment-177168</guid>
		<description>Hey Mapgirl, I was one of the ones who commented on your earlier post and suggested Pantene&#039;s program because I had a good experience with them.  I just want to clarify that I absolutely agree with you that ANY person who is suffering from hair loss, whatever the disease, whatever the age, whatever the time, is deserving of a wig if they choose... I know too well that anything that provides people with dignity and makes them more comfortable when they are sick is a very good thing.  My problem with Locks for Love was not their mission statement, it was that by most accounts it seems they are much less effective at providing the service than other programs I researched - for me, it was a matter of practicality.  Those reasons have already been discussed and are all over the internet, so I won&#039;t go over them again, but I just wanted to let you know that I was not critical of you personally.  Clearly your heart is in the right place, and we all can&#039;t take the time to do crazy research everything we buy or donate or do with our money... lord knows I don&#039;t, that&#039;s why I read blogs like this!  I just happened to have done a lot of research on the hair donation issue and wanted to share with you my findings and good experience with Pantene, since you&#039;ve pointed out so many great things to me in the time I&#039;ve been reading your blog.  So I hope you didn&#039;t take my comments the wrong way, and good luck with whatever you do with the hair... as you say, whatever you donate it to is better than throwing it out anyway!</description>
		<content:encoded><![CDATA[<p>Hey Mapgirl, I was one of the ones who commented on your earlier post and suggested Pantene&#8217;s program because I had a good experience with them.  I just want to clarify that I absolutely agree with you that ANY person who is suffering from hair loss, whatever the disease, whatever the age, whatever the time, is deserving of a wig if they choose&#8230; I know too well that anything that provides people with dignity and makes them more comfortable when they are sick is a very good thing.  My problem with Locks for Love was not their mission statement, it was that by most accounts it seems they are much less effective at providing the service than other programs I researched &#8211; for me, it was a matter of practicality.  Those reasons have already been discussed and are all over the internet, so I won&#8217;t go over them again, but I just wanted to let you know that I was not critical of you personally.  Clearly your heart is in the right place, and we all can&#8217;t take the time to do crazy research everything we buy or donate or do with our money&#8230; lord knows I don&#8217;t, that&#8217;s why I read blogs like this!  I just happened to have done a lot of research on the hair donation issue and wanted to share with you my findings and good experience with Pantene, since you&#8217;ve pointed out so many great things to me in the time I&#8217;ve been reading your blog.  So I hope you didn&#8217;t take my comments the wrong way, and good luck with whatever you do with the hair&#8230; as you say, whatever you donate it to is better than throwing it out anyway!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Single Ma</title>
		<link>http://www.mapgirl.net/mfc/2007/10/05/ethical-decision-making-in-personal-finance/comment-page-1/#comment-177090</link>
		<dc:creator>Single Ma</dc:creator>
		<pubDate>Fri, 05 Oct 2007 20:07:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.mapgirl.net/mfc/2007/10/05/ethical-decision-making-in-personal-finance/#comment-177090</guid>
		<description>Hmm...kinda odd.  I posted a comment (rather it was a question) but it seems to be gone now.  Oh well, I don&#039;t feel like retying it.  You donate to who you want.  No one else should care what you do with your hair/money.</description>
		<content:encoded><![CDATA[<p>Hmm&#8230;kinda odd.  I posted a comment (rather it was a question) but it seems to be gone now.  Oh well, I don&#8217;t feel like retying it.  You donate to who you want.  No one else should care what you do with your hair/money.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: English Major</title>
		<link>http://www.mapgirl.net/mfc/2007/10/05/ethical-decision-making-in-personal-finance/comment-page-1/#comment-176991</link>
		<dc:creator>English Major</dc:creator>
		<pubDate>Fri, 05 Oct 2007 17:35:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.mapgirl.net/mfc/2007/10/05/ethical-decision-making-in-personal-finance/#comment-176991</guid>
		<description>Whoops--sorry about the intra-comment redundancy!  I reorganized but forgot to delete.</description>
		<content:encoded><![CDATA[<p>Whoops&#8211;sorry about the intra-comment redundancy!  I reorganized but forgot to delete.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: English Major</title>
		<link>http://www.mapgirl.net/mfc/2007/10/05/ethical-decision-making-in-personal-finance/comment-page-1/#comment-176988</link>
		<dc:creator>English Major</dc:creator>
		<pubDate>Fri, 05 Oct 2007 17:34:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.mapgirl.net/mfc/2007/10/05/ethical-decision-making-in-personal-finance/#comment-176988</guid>
		<description>I haven&#039;t previously commented on this issue, and I also haven&#039;t read previous comment threads.  Obviously, it&#039;s inappropriate for commenters to berate you about your presumed ignorance.  But it&#039;s also sort of odd to proclaim your &quot;studied apathy&quot; and advise thinking carefully about the impact of your actions in the same post.  Clearly, donating your hair anywhere is better than chucking it, because selling it can make a charity money.  And as clearly, where to donate it is exclusively your decision.  But I do have to question the &quot;this charity is better because it makes *ME* feel good&quot; reasoning.  When all things are equal, that&#039;s a reason to tip one way or another, I think--but it&#039;s not a good reason to pick a less efficient organization over a more efficient one.


If it were me, my decision-making process would go like this:

If my hair does not fit the &quot;extremely stringent requirements&quot; for being used in actual hairpieces, it will either be discarded or sold.  That means that I&#039;m effectively choosing which organization to donate &lt;i&gt;money&lt;/i&gt; to.  So, which is the better organization?  Let&#039;s consider adults and children equal, and all diseases that cause hair loss alike, too.  That said, Pantene Beautiful Lengths has provided as many hairpieces in &lt;i&gt;one year&lt;/i&gt; as Locks of Love has in &lt;i&gt;ten&lt;/i&gt;.  Therefore, if my intention were to support the provision of hairpieces to people with disease-related hair loss, my donation would go there.

Obviously, donating your hair anywhere is better than chucking it, because selling it can make a charity money.  And as obviously, where to donate it is exclusively your decision.  But I do have to question the &quot;this charity is better because it makes *ME* feel good&quot; reasoning.  When all things are equal, that&#039;s a reason to tip one way or another, I think--but it&#039;s not a good reason to pick a less efficient organization over a more efficient one.

Regardless of what you choose, your desire to help others is worthy of praise.</description>
		<content:encoded><![CDATA[<p>I haven&#8217;t previously commented on this issue, and I also haven&#8217;t read previous comment threads.  Obviously, it&#8217;s inappropriate for commenters to berate you about your presumed ignorance.  But it&#8217;s also sort of odd to proclaim your &#8220;studied apathy&#8221; and advise thinking carefully about the impact of your actions in the same post.  Clearly, donating your hair anywhere is better than chucking it, because selling it can make a charity money.  And as clearly, where to donate it is exclusively your decision.  But I do have to question the &#8220;this charity is better because it makes *ME* feel good&#8221; reasoning.  When all things are equal, that&#8217;s a reason to tip one way or another, I think&#8211;but it&#8217;s not a good reason to pick a less efficient organization over a more efficient one.</p>
<p>If it were me, my decision-making process would go like this:</p>
<p>If my hair does not fit the &#8220;extremely stringent requirements&#8221; for being used in actual hairpieces, it will either be discarded or sold.  That means that I&#8217;m effectively choosing which organization to donate <i>money</i> to.  So, which is the better organization?  Let&#8217;s consider adults and children equal, and all diseases that cause hair loss alike, too.  That said, Pantene Beautiful Lengths has provided as many hairpieces in <i>one year</i> as Locks of Love has in <i>ten</i>.  Therefore, if my intention were to support the provision of hairpieces to people with disease-related hair loss, my donation would go there.</p>
<p>Obviously, donating your hair anywhere is better than chucking it, because selling it can make a charity money.  And as obviously, where to donate it is exclusively your decision.  But I do have to question the &#8220;this charity is better because it makes *ME* feel good&#8221; reasoning.  When all things are equal, that&#8217;s a reason to tip one way or another, I think&#8211;but it&#8217;s not a good reason to pick a less efficient organization over a more efficient one.</p>
<p>Regardless of what you choose, your desire to help others is worthy of praise.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Anonyme</title>
		<link>http://www.mapgirl.net/mfc/2007/10/05/ethical-decision-making-in-personal-finance/comment-page-1/#comment-176964</link>
		<dc:creator>Anonyme</dc:creator>
		<pubDate>Fri, 05 Oct 2007 16:42:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.mapgirl.net/mfc/2007/10/05/ethical-decision-making-in-personal-finance/#comment-176964</guid>
		<description>I guess people are upset b/c they feel they were misled. But if you&#039;re aware of the &#039;issues&#039;, and still wish to support the charity, that&#039;s fine. It&#039;s all about making an informed decision.</description>
		<content:encoded><![CDATA[<p>I guess people are upset b/c they feel they were misled. But if you&#8217;re aware of the &#8216;issues&#8217;, and still wish to support the charity, that&#8217;s fine. It&#8217;s all about making an informed decision.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Sistah Ant</title>
		<link>http://www.mapgirl.net/mfc/2007/10/05/ethical-decision-making-in-personal-finance/comment-page-1/#comment-176959</link>
		<dc:creator>Sistah Ant</dc:creator>
		<pubDate>Fri, 05 Oct 2007 16:23:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.mapgirl.net/mfc/2007/10/05/ethical-decision-making-in-personal-finance/#comment-176959</guid>
		<description>Great, thoughtful post.</description>
		<content:encoded><![CDATA[<p>Great, thoughtful post.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Single Ma</title>
		<link>http://www.mapgirl.net/mfc/2007/10/05/ethical-decision-making-in-personal-finance/comment-page-1/#comment-176941</link>
		<dc:creator>Single Ma</dc:creator>
		<pubDate>Fri, 05 Oct 2007 15:46:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.mapgirl.net/mfc/2007/10/05/ethical-decision-making-in-personal-finance/#comment-176941</guid>
		<description>&quot;I only resent them because the never acknowledged that I sent a donation of hair last year. I have no receipt with which to take a deduction.&quot;

Question(s):  How do you place a value on your hair?  If they acknowledged that you sent a donation of hair last year, what do you expect it to say other than they received it?  Do you really think donating HAIR is a deductible expense?

I&#039;m just curious.  I&#039;ve donated clothes, shoes, small appliances, an old car, etc.  All of these items have value (albeit a depreciated value) because I purchased them at one time.  However, I&#039;m not sure if I understand hair.</description>
		<content:encoded><![CDATA[<p>&#8220;I only resent them because the never acknowledged that I sent a donation of hair last year. I have no receipt with which to take a deduction.&#8221;</p>
<p>Question(s):  How do you place a value on your hair?  If they acknowledged that you sent a donation of hair last year, what do you expect it to say other than they received it?  Do you really think donating HAIR is a deductible expense?</p>
<p>I&#8217;m just curious.  I&#8217;ve donated clothes, shoes, small appliances, an old car, etc.  All of these items have value (albeit a depreciated value) because I purchased them at one time.  However, I&#8217;m not sure if I understand hair.</p>
]]></content:encoded>
	</item>
</channel>
</rss>
