O Emergency Fund! How Do I Love Thee?

My tires told me ’screw you’ last night. Literally. I have a screw stuck in one of the tires. I *THOUGHT* I heard something funny driving from work to happy hour last night but I wasn’t sure. As I was leaving the restaurant, I needed to fuel up so I stopped at a Shell (and got gas for $2.93).

My father was an auto mechanic and taught me very little about cars, but the few things he taught me are these:

When you stop for gas:
1) Check your oil and top off if necessary.
2) Check your wiper fluid and fill that too.
3) Walk around the car, check your lights, look for new dents, dings/scratches.
4) Look at the tires to see if you need air.
5) Clean your windows.

To do all this, my dad gave me paper funnels, a jug of wiper fluid and my very own squeegee! My daddy loves me! Of course, I only do these things some of the time, but I do it when I am likely to need it, i.e. check the oil level when I’ve gone over 2K miles. But I always, always, ALWAYS walk around the car while it fills up. I have had bad luck with my tires from the get-go because my car was installed with the infamous Firestone tires that were recalled.


While I was tanking up, I took my regular walk and to my horror, I saw the front passenger tire was flat. Not completely flat, but not that far from the rims. The sidewalls were definitely squished. I saw there was a large screw stuck in the tread. After the gas pump was finished, I drove over to the air pump and filled the sucker up completely. Not long ago my friend pointed out a bubble in the sidewall of the same tire, but that didn’t seem to be related to the tread puncture.

I drove to my regular knitting meeting, not too far away, and let the car sit for about 2-3 hours. I wanted to see how quickly it would go flat to determine if I had to take care of this tomorrow or the day after. After resting, the tire didn’t seem to deflate a lot, so I drove home and started researching tire replacement. Since I live very close to a Goodyear retailer, I decided that maybe I should do this right away.

I called a friend who is very good with cars and he knows I have started hating my car. He also knows that I’m making an effort to be frugal. So he asked me how long I wanted to keep the car. I told him at least 3 years or till I have to replace the clutch again. He advised me to save money by getting two new tires put on the rear axle and rotate the rear tires to the front. He then said to drive them for another year and then replace the two old tires. I take his advice with a grain of salt because he drives very fast on V-rated tires and I’m feeling more cautious than that. (I’ll explain that in a minute.)

Currently, the tires are at 41K miles with a limited 50K-mile warranty. I hate driving my car. I feel like I could get much nicer tires and end up loving my car once more if it handled and cornered better. My friend tells me that I probably have H-rated tires vs his V-rated ones. I look this up. That means I can go 130mph on my H-rated tires, and he can go up to about 149mph because he is a speed demon. Good to know. I won’t be needing V-rated tires. No sirree, not since VA passed the new fines for traffic violations.

Being a compulsive paper saver, I have the original receipt for my tires. I know that one of the tires has been plugged at least once. I’m not sure which tire it is though. After that occurred, I saw the fine print that I have a free flat repair service which I seem to have purchased for free or included in the total cost of my tires. I guess I took advantage of that, and it seems like I’ll take advantage of it again.

So the morning action plan:
1) Call the local Goodyear retailer and price the new H-rated tires I want.
2) Call the tire service company I used before and price the same tires.
3) Ask them if they will try to repair my tire first.
4) Kick myself for not taking my laptop home with me so I can work from home. (Because for a second at the end of the day, I did think about this.)

Hopefully this will not waste all my time today since I am also leaving work early for a dental appointment on Thursday.

Jumpin’ Jehoshaphat! Boy am I glad I have an emergency fund!

Comments (4) left to “O Emergency Fund! How Do I Love Thee?”

  1. ntguru wrote:

    mapgirl, tires make a HUGE difference on a car. I won’t go completely off track here but a lot folks have misconceptions because of lack of understanding about tires. A common one is that all rear wheel drive vehicles are terrible in the snow. While there is some advantage in front wheel drive by having the engine’s weight over the tires, a lot of rear drive cars are sportier in nature and thus come with summer only tires. Put the right tires on a rear drive sportscar and it will handle a few inches of snow no problem! Check out http://www.tirerack.com for ratings including snow, dry and rain handling.

    I also think it’s funny that your mechanic Dad told you to guage tire inflation levels by looking at them. While you can tell if a tire is REALLY low, you’d be surprised how low it has to be before you can easily tell.

  2. mapgirl wrote:

    ntguru: I did check TireRack.com last night.

    As far as my dad goes, he knows me. I’m not going to stick a gauge on the tires every time I fill up. In fact, if I didn’t do the walk around to see just how low the tires were getting, they’d be pretty darned flat. He was trying to get me to build a habit and it works for me. I would have left that gas station without knowing I had a flat!

  3. KC wrote:

    I don’t know if you already got new tires but you can get a plug put in where the screw is. Our one tire in the last 6 months has 3 plugs from 2 nails and one screw. We’re planning to get new tires in the fall when the tire sales are on. Getting a plug put it allows for a frugal way of making your tire last until you’re ready to buy new ones especially if your tire is a newer one.

  4. mapgirl wrote:

    KC - I have had a plugged tire before. Many shops will not do it anymore because opens them to liability.

    I was near a construction warehouse and punctured a tire. One of the construction guys saw my car and plugged the tire for me, but as I could not remember which tire had been plugged and it has been rotated so many times, I didn’t feel like driving around with two possible plugs in the same tire. I drive high speeds to Philadelphia and I would rather not wreck due to a tire blow on I-95 from a failed plug. For safety reasons, that was my choice not to repair it but to replace it.

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