Medical FSA Drama
I was denied claim because I have too many receipts to track and fax in. Sheer laziness and confusion on my part. I had quite a lot to send in all at once. I thought they would still approve the claim because I was still receiving messages to send my paperwork in. Well, they didn’t. They deactivated my card instead!
I am looking at other bills related to my teeth that my dental insurance won’t cover, so now I have past due balances and I have to fax in an Explanation of Benefits to get reimbursed. But I am worried it’s not going to work.
So I call and I find out that they are going to approve my denied claim for my major surgery in March. (It was over $3K.) What a relief! I thought I was going to have to pay out $4K in cash and wait for reimbursement on all of it.
Next time, I will try not to be so lazy with the receipts. (I generated 5 in the span of two weeks and I don’t fax them in till I get the emails requesting them. They got lost in the shuffle and I started to forget which was which.)
It’s not that crazy, but annoying more than anything else. I have to figure stuff out now on how to pay for the replacement crowns since Medical FSA is nearly tapped out.
Rob Carlson wrote:
I have the most low-tech solution for faxing in FSA submittals — a shoebox full of envelopes recycled from credit card applications.
Every medical bill or prescription receipt gets filed in the envelope marked “FSA Submit Pending.”
Every time the envelope gets too full, I write up the submittal form, copy all the receipts, hand it over to the authorized signer for review and fax it in that night.
Posted on 30-Jun-07 at 11:43 pm | Permalink
sfordinarygirl wrote:
I had my claims denied twice after faxing the receipts and claim forms a few weeks ago. Too many receipts and too many forms to fax all at once and they got confused I guess.
So I faxed a few receipts and for the rest I mailed them in so hopefully in another week or so I’ll find out if they get approved - most of my mines were misc health expenses but it’s still money.
Posted on 01-Jul-07 at 6:36 pm | Permalink