I was denied claim because I have too many receipts to track and fax in. Sheer laziness and confusion on my part. I had quite a lot to send in all at once. I thought they would still approve the claim because I was still receiving messages to send my paperwork in. Well, they didn’t. They deactivated my card instead!

I am looking at other bills related to my teeth that my dental insurance won’t cover, so now I have past due balances and I have to fax in an Explanation of Benefits to get reimbursed. But I am worried it’s not going to work.

So I call and I find out that they are going to approve my denied claim for my major surgery in March. (It was over $3K.) What a relief! I thought I was going to have to pay out $4K in cash and wait for reimbursement on all of it.

Next time, I will try not to be so lazy with the receipts. (I generated 5 in the span of two weeks and I don’t fax them in till I get the emails requesting them. They got lost in the shuffle and I started to forget which was which.)

It’s not that crazy, but annoying more than anything else. I have to figure stuff out now on how to pay for the replacement crowns since Medical FSA is nearly tapped out.