I broke $20K on my 401k balance this week. However, there is a small footnote to it. That is the full balance of all contributions, for which I am not fully vested. I am only 20% vested right now. When I hit the two year mark, I’ll be 60% vested. But either way, it’s still nice to see that number. Warms the cockles of my cold, cold heart. I’m about $1000.00 shy of having all my retirement account balances total up to $25,000.00.
I took a look a few weeks ago at some goals I have for my net worth and if I am work hard at paying down debt and saving, I could break $60K this year. But I have to be very diligent.
Now where is that course certification for tuition reimbursement? That sucker hasn’t arrived yet. It’s worth $3K to me.
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When I became fully vested in my employer match (at 3 years), I thought, Great! Now if I leave, I won’t be throwing money away. Not long after, they provided all employees with a stock grant, which would be vested in March 2009 (only if the employee is still working there). Now I’ll have to stick around longer to avoid throwing money away……..
Woohoo! I did too, and just this week! Unfortunately (for me) I think I’m probably at least 15 years older than you! Still, it feels good. Also just upped my contribution to 11%. My goal is 15% within the next year.
And my 5.05% online savings continues to grow. . . Guess I’m a late bloomer.
Congratulations!
I actually just posted about this, too–my retirement accounts (total) cracked $10,000 today!
Flexo – Boohoo! Golden handcuffs!
Kit – I’m a late retirement saver too! You can do it! I only worry about sustaining the effort…
English Major – YAY! Good on ya for making the milestone!
MG – question here. Just got my annual mortgage statement. Now paying $633.46 per month (YAH!) and my payment will go down to something like $623/month but if I make a payment of $72 to cover the shortage it will reduce to $617/month. Any opinions here? (And I do hope you are jealous!)