Comments on: 100% Stock Investment Portfolio

By: Savvy Steward

Savvy Steward — Thu, 17 May 2007 20:48:42 +0000

I think it’s fine if you are 100% invested in stocks. You have a long time horizon until age 95 =Þ.

Btw, do you have a Roth IRA as well? I opened one up last year because I wanted to diversify my investment in overseas funds, particularly in emerging markets. So far I’m happy with T.R. Price.

By: tinyhands

tinyhands — Thu, 17 May 2007 17:37:54 +0000

My personal opinion is that 25-30% of your total portfolio (both accounts) is about right for international/emerging markets at this time. The only change I’d consider making (if it were me) would be to drop the small cap value in favor of small cap growth. Over the long term it should be outperforming the value fund.

Don’t forget to include your Roth IRA as part of your overall retirement portfolio.

Oh, and I’d consider looking at ETF-equivalents for the mutual funds in the IRA(s). You should be able to find lower costs.

By: Mama Money

Mama Money — Thu, 17 May 2007 16:13:28 +0000

We’re in 100% stocks, too. Hey, I’m 27–I can afford to take the hit since I have 40 years until retirement…

By: Brad

Brad — Thu, 17 May 2007 15:59:03 +0000

A little research I did yesterday tells me that you are correct for staying in 100% equities and for ditching the old bond fund in favor of more stocks. You’re young! Check out my findings and thoughts.