The Rolling Stones got it all wrong. That’s the way the lyric should have ran.
I talked recently with a friend of mine. I really admire her a lot. She’s come a long way financially in the past few years and the other day, she reminded me of how far she’d come. When I first met her, she was having a hard time making ends meet. I’d ask her what she was having for lunch and she’d tell me she was skipping lunch and going to scrounge the cupboards for dinner. It’s been a long time since that was a necessity for me other than by choosing not to get groceries on the way home.
Slowly over time, she’s gotten herself to where she no longer lives paycheck to paycheck. She’s contributing a small slice of her paycheck to her 401k plan and her goal is to be in her own home soon. But getting over that first hump of quitting living hand-to-mouth represents a huge leap in her mindset. Being able to see beyond your next payday can be really hard, especially if all you can envision are just more bills.
We talked about how just getting past paycheck to paycheck gave her a lot of satisfaction and peace of mind. Her friendship strengthens me. I see her resolve to achieve more with her career and her determination to pay off her debt and I know I’m not doing enough to tackle my own debt.
Lately I’ve been strategizing the best way to handle my credit cards. I did a huge review of my financial plan and I see that I’m not really on track.
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{ 2 comments… read them below or add one }
Wow nice you inspired someone.
I didn’t inspire her. She inspires me. She was on her way to debt reduction long before I met her.(There was a lot!)