Comments on: Thoughts on My Mind

By: misskate

misskate — Sun, 01 Apr 2007 09:48:24 +0000

I love the Lost Dog cafe! My favorite is the Irish Gyro. And their peanut butter pie or whatever that delicious dessert is called. Just a few more months and I can have one!
Just found your blog, will read some more. Love reading about someone who is in my old home area of NoVa!

By: TJ

TJ — Sat, 24 Mar 2007 05:18:19 +0000

No advice on banking, but the Lost Dog rocks. I live in California now, but I still dream of their root beer (ok, and regular beer too).

By: eva

eva — Sat, 24 Mar 2007 03:48:51 +0000

I’ve been pretty happy with BofA. I liked my credit union, but they never offered a really good online bill pay system. I keep money in the CU account, just in case, but I use BofA for my normal banking needs.

By: Clever Dude

Clever Dude — Sat, 24 Mar 2007 00:45:50 +0000

I’ve been a member of BoA for 6 years now (in VA, even though I live in MD now) and I admit their billpay is really nice. I also use their Portfolio to track all my other accounts, but you can do that mostly with Quicken or Money too.

However, if you can, try to get a bank that gives you a good billpay checking AND a good money market savings. BoA has crap for savings accounts, so I’ve moved out all but the $300 minimum into HSBC.

By: teky

teky — Fri, 23 Mar 2007 22:40:33 +0000

I’ve been very happy with Western Federal Credit Union. I really like their website, and bill pay. They have several branches in NoVA.

By: philskaren

philskaren — Fri, 23 Mar 2007 22:05:12 +0000

that’s great about the bonus! my husband found out he’ll be getting a great raise when his review is due…in September, it’s gonna be a long wait. I agree with the credit union. My CU even has better interest on the checking account than my big bank savings account. But you could also have an account at a big bank, with not a lot of money it in. It can come in handy if you need to use an ATM every once in awhile, since some of the smaller CU’s do not have a lot of ATMs everywhere. But then again, there’s always the cash back option, which is great in a pinch. I have some student loans through Wachovia, and they are only ok to deal with for me. Good luck finding a new bank.

By: savvy

savvy — Fri, 23 Mar 2007 19:45:05 +0000

I agree with everyone else, CUs are the way to go.

I also do my bill payment with an MBNA credit card.

By: D

Fri, 23 Mar 2007 16:40:14 +0000

I agree with Pollyanna, go for a bank that is not “big block”. My bank is smaller and has all the bells and whistles of the big bank. Free no minimum checking, free online banking and a real person to talk to, if you need it.

By: Pollyanna

Pollyanna — Fri, 23 Mar 2007 16:18:59 +0000

Do you have a credit union you could join? Personally, I am anti-big bank. Both CUs I use have good bill pay systems. Just say no to ridiculous bank charges!!

Congrats on the bonus! Hooray!

Keep up the great work!