I’m a dork. After buying groceries on Wednesday night, I lost my ATM check card. I have no idea where it went. I was busy consoling a friend in CA by telephone about his girl troubles and plum forgot where I put the card. It usually goes right back into my wallet, so I’m not sure where it went.
I was getting ready to go out on Thursday night and tore up my apartment looking for it. Was it in my coat? My pants pockets? (I checked every pair I wore this week.) Did I shove it into a bag? Is it with the receipt? Where did the receipt go? A thousand frantic questions went through my mind.
I broke down and called for an ATM card right away since I was going into the weekend. It took forever to get a rep on the phone because the menu doesn’t voice recognize ‘agent’ and does not offer a lost or stolen card option, even though THEIR WEBSITE TELLS YOU TO CALL THEM TO REPORT A LOST CARD.. grrr. Try Gethuman.com for a list of companies and how to get a human agent on the line.
Getting a card is efficient once you get a person on the line, but here’s the catch. It will take 5-10 business days for the card to arrive. If you want expedited service, it’s a $16.00 fee and you have to be home to sign for it. I told them forget it. I will wait for a card and conserve cash. (Another post soon, I promise.)
Don’t lose your ATM card. The expedited fee is ridiculous. Can you manage two weeks without cash though? Just think about it. I will be posting something about it tomorrow.
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Can I go without cash for two weeks? Is that a joke?
I’d have heart palpitations if I lost my card, if for no other reason than I’d be scared that someone was emptying out my account… they wouldn’t get much, but I need every last penny!
I think I was 19, when I lost my suntrust visa check card. I totally freaked out, because I know credit card liabilities are capped ($50) I think. But debit cards did not have the protection back then. So I canceled it and moved to an ATM card. It sucks loosing your card, glad you took care of it.
Can I manage 2 weeks without cash?
Seriously, I keep some cash around for absolutly emergencies, thankfully I have not need to dive into it.
Of course, that’s what my real credit cards are for
p.s. I mooched your meebo thing, trying to figure out how it works now.
I can always go to the teller in the bank and make a withdrawal from my checking account in the old fashioned way
hmm that sucks.
this usually works for a credit card company to expedite the card faster: tell them you’re going on vacation soon (or some such) and will need to spend money.
guess it wont really work for check cards though? that’s rather silly that they’ll charge extra to get the card to you faster, I mean I understand that depending on the size of the bank, they’ll need to get the card printed out and what not.. but if this is a national chain, they should be able to get it to you faster…
Ugh. I had the same thing happen right before the holidays. Turned out, I’d left the card at the restaurant where I ate lunch, and someone stole it and used it to buy baby clothes in Leesburg. I was actually able to get a real person on the phone easily, but trying to explain to the loss prevention person what happened didn’t work so well. She just couldn’t understand what happened. I would have been better off talking to a machine, I think.