After my first follow up with the oral surgeon, we planned out the second surgery. I asked if we could push it off till after the new year starts. And he said yes. YAY! That means more time to save! I can sink some more money in medical FSA next year now that I have a good idea of the cost. (His office assistant gives you a worksheet of all the costs laid out. It’s very clear and within about $200 of what you actually have to pay. How many doctors do that?)
Oh, and the follow up visit was FREE!
I’m looking at Jim’s article on Lasik, and following the Yahoo Finance link, you’ll see I was wrong about the medical deduction. You can only deduct the portion of medical expenses OVER the first 7.5% of your income, not the whole amount. So if you spent 9% of your income, you can only take 1.5% of it as a deductible amount. You have to eat the first 7.5%. This is why delaying the second surgery is worthwile for me.
Hooray! More time to save!
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{ 3 comments… read them below or add one }
Doesn’t that stink? some of the laws just don’t make any sense…
Yes. It totally stinks. Now I’m doing weird calculations so I can try and get Lasik done in 2007 to reduce my income and have the surgery done sooner.
i want to do lasik but i don’t like lasers to my eye