JD at Get Rich Slowly has it available to you now.
Pacesetter Mortgage on HELOC trends. Good stuff. Interesting analysis and he offers some strategies for you if you have one. Go back to Calculating Blended Rates for the CNN/Money link to show you how it’s done.
Brian Brown, CPA reiterates my old post about operating at a loss, etc. He says it slightly differently, but it’s still the same sound advice if I do say so myself. Mind your own Money!
Gas pricing and spending behavior. Interesting. At a time when I am trying to accelerate my debt payments, most others are slowing debt payment down. I don’t know if I really *need* a gas subsidy from my employer. Around DC, people get MetroChecks to ride public transit. I think that is much more effective than paying for people to keep burning fossil fuel. How about letting people just telecommute once or twice a week instead?
Roth & Co. on hiring tax professionals. I kind of like the way they look at it. I do think I have an overblown fear of the IRS. However, it hasn’t driven me to seek out a professional. I consider myself a reasonably rational and well-educated individual, competent enough to do my taxes. I think any judgement errors I make in doing my taxes will probably be forgiven much more readily than if a tax professional did it for me. The very last point about quasi-bureaucrats makes a lot of sense to me. By professionalizing tax preparation and lionizing those who do it for us, we remove ourselves from its process and create a class of intermediaries who are actually superfluous for a lot of folks. I’d rather save the money & educate myself in the process rather than pay someone to do it faster for me. Having assisted other people with organizing their small business receipts and expenses for their CPA, I think a lot of folks can do it without a CPA and be just fine.
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