End of week thoughts
I lost my ATM card for a little while this week. I didn’t freak out because I’m sure I had misplaced it in one of my jackets or pants. Sometimes I slip it out of my wallet when I go to the cafeteria for lunch and forget to return it to my wallet right away.
I was worrying a little since it hadn’t turned up in the last few days as I rifled through my laundry hamper and hung up clothes. I raided my Lenten piggy bank for some cash the other day because the man at the parking garage booth didn’t like that I gave him $2.00 in change. (Nice of someone to tell me when I made my doctor’s appointment that I should have cash for the booth attendant. I thought all these suburban places had free parking?!)
Today I found it on my desk at home. This week was definitely a lesson in how and what I spend my money on. I learned that I rarely have a need for cash. Nearly every place I go takes credit and I hardly make purchases for just $2 or $3. It’s easy for me to forgo the small purchase completely if I don’t have cash in my pocket. I am certain that if I had a fiver on Tuesday night, I would have had a second drink at Starbucks, instead of the one drink and sandwich. (I was meeting my crafty friends.)
I learned that I am capable of making large payments to my credit card and charging less upon them than I paid, netting a smaller balance for the month. While I loathe charging on my credit card, I still do it. I am trying very hard to make sure that balance shrinks instead of grows. We’ll see how bad it gets after the next three weeks.
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