My bank has a new Visa program called Visa Extras. If I sign up before the end of the month, I get a bonus of 5000 points, enough for 2 2,000 point $5 Starbucks cards. I think I’m going to sign up. Right now I have the Citibank Dividend card that is popular with a lot of PFBloggers. I just got another dividend check from them this week. (yes, NCN, I’ll be putting some of that into my savings this week.) The only real catch is that it has to be a signature transaction. You can’t use the pin pad only. The way they advise to get around it is to say it’s a credit transaction, which is easy enough.
But I’m trying to move away from using my credit card and more into using cash. I like my Visa Check Card, but I think the bank has finally wised up and realized that a lot of folks keep using credit cards for the rewards programs, so why not start one for check cards?
The rewards are ok, not great. I don’t charge up lots of stuff onto my check card because of the way I manage my cash, but I’ve made more of an effort to use cash to see if it will help curb my spending. Now that I can use my check card in a manner similar to my credit card, I think I might end up with some interesting rewards back. I’ll let you know when I get my first reward.
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