Lowering your credit card rate is EASY as PIE!
Like many PF bloggers, I have a
Citibank Platinum Select Dividend Card. It has some really great benefits, and I definitely like getting cash back on my purchaes, up to 5% for certain kinds.
However, I went overboard during the holidays and I need to lower my rate.
I called Citibank and they lowered my rate by 3.0% on the spot. The nice agent on the phone didn’t try to sell me any services and I was beaming and smiling as I tried to get off. As she thanked me, she slipped and said,’Thank you for shopping with AT&T…’ I know she was about to say ‘Universal’ which is another Mastercard brand. After that she hung up even more quickly, but not after I said, ‘Gotcha!’
The moral of the story? Call your credit card company. That might be all you have to do to lower your rate. FWIW, Citibank’s number is 1-800-950-5114.
Today I found The Daily Financial Challenge - Day 2 and didn’t know I was already participating!
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